Citi Credit Card Balance Transfer India


A balance transfer may allow you to consolidate debt by moving existing balances from a high interest card to a credit card with low intro APR on balance transfers. Explore and compare some of Citi's balance transfer credit cards.

What you should know before applying. Citibank credit card has been added as a Utility Biller with the banks listed below:

CitiBank Credit Card Online Payment (NNon-CitiAccount Holder)

Compare Citi credit card offers or login to your existing account. Explore a variety of features and benefits you can take advantage of as a Citi credit card member.

By reducing your interest payments, more of your monthly payments can go towards paying down the balance. Getting the most out of a balance transfer requires a plan. The goal is to pay down your debt as quickly as possible during the introductory period. Skip to content Menu.

Balance Transfer Credit Cards A balance transfer is the act of moving high interest debt from one card to another card with a lower interest rate. Transferring high interest debt to a low rate card can help cut your debt quickly.

Some cards require a fee to transfer a balance to a new card. Make sure the interest savings outweighs the fee. Click on Bill payment option. You will a see list of credit cards, you added into your citibank net banking. Select the credit card. Click on pay button. You have successfully pay your citibank credit card payment online. Citi Mobile App Citi mobile app is one another convenient way to pay your Citibank credit card bill.

Click on the credit card option. You have successfully pay your Citi credit card payment online. Citi Mobile Banking The biggest advantage of using this payment method is that you can do it from anywhere in the world. It only takes one day for your credit card payment to reflect in your account. Under payment, you will find credit card payments. Standing Instruction Auto-Debit Citi Bank customers can use the auto debit feature to pay the minimum amount due or the entire amount due directly from the citi Bank accounts.

Add Citi credit Card as a beneficiary, under third party transfer. Enter your digit Citi Credit Card number in place of account number on the banking page. Select account, beneficiary, and enter the relevant details. Accept the Terms and Conditions and Re-check all the details.

If all the details are correct, then confirm to complete the process. The payment is credited to the Citibank credit card account by the end of the business day. The link will direct you to Billdesk Citibank epay payment portal. Click on Epay now. Simply fill all the information such as Citibank credit card number, Email, mobile number and payment amount.

Select the bank through which you want to complete the transaction. You will be securely redirected to the payment interface of your chosen bank. You need to activate this service by submitting a form to Citibank.

Fill in the sender and recipient details to initiate fund transfer. Once you confirm the transaction, the amount will be debited from your account and the payment will be scheduled to your card. Simply select the option of credit card payment Make the credit card bill payment towards your Citibank credit card. Some of the offers mentioned below may no longer available. Please review our list of best credit cards to find our current offers, or use our CardMatch tool to find cards matched to your needs.

Ash Exantus, head of financial education and financial empowerment coach in the New York City office of BankMobile, said that banks will look at both your credit score and debt-to-income ratio when determining whether you qualify for a balance transfer. Exantus said that your credit score is especially important. Your score might be high enough to qualify for a balance transfer.

But if your score isn't a strong one, you might take a hit when that 0-percent offer expires, he said. The higher your credit score, the lower your interest rate should be, but that's not always the case. It's important to remember, too, that how much you can transfer will depend on your credit limit on your new Citi card.

Your credit score will help determine how high this limit is. And if your limit isn't high enough, you might not be able to transfer all your debt to your new card. If you are going to do a balance transfer, you want to be able to transfer the full balance from your existing card. You'll just have to learn how to manage multiple card payments.